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Initial Disclosure Document

We live inside our car leasing website all day Monday to Friday 9am-6pm. We lease the cheapest contract hire cars in the UK! - We are LINGsCARS.com, accept no substitutes

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Ling Valentine, UK's car leasing queen

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1. The Financial Conduct Authority (FCA)

The FCA is the independent watchdog that regulates financial services. Use this information to decide if our services at LINGsCARS.com are right for you.

2. Whose products do we offer?

As a credit broker, we can introduce you to a limited number of lenders to assist with your vehicle lease. LINGsCARS.com LTD act as a Credit Broker not a Lender. We can provide information on the following:

  • Business and Personal Contract Hire (PCH)

3. Which services will we provide you with?

We will provide you with information to assist with your funding decision on:

  • Credit Agreements – Business and Personal Contract Hire.

4. What will you have to pay us for our services?

You will receive a quotation which will inform you about the cost of each of the products and any other fees relating to any credit agreement you have taken. This will include a broker admin fee for our services. Please note that we may also receive commission from the finance providers if you decide to enter into an agreement. The amount of commission will be made available to you on written request to us at 15 Riverside Studios, Newcastle Business Park, Amethyst Road, Newcastle Upon Tyne, NE4 7YL.

5. Who regulates us?

LINGsCARS.com LTD is authorised and regulated by the Financial Conduct Authority for Consumer Credit activities, our Firm Reference Number (FRN) is 721481. You can check this on the FCA’s website www.FCA.gov.uk/register or by contacting the FCA on 0300 500 8082. LINGsCARS.com LTD is a credit broker not a lender. LINGsCARS.com LTD is authorised and regulated by the Financial Conduct Authority, Firm Reference Number – 721481. Our FCA permitted business is Credit Brokering. You can check this on the FCA Register by visiting www.fca.org.uk

6. What to do if you have a complaint

If you wish to register a complaint, please contact us:

In writing: 15 Riverside Studios, Newcastle Business Park, Amethyst Road, Newcastle Upon Tyne, NE4 7YL

By phone: 0191 460 9444

By Email: [email protected]

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

www.financial-ombudsman.org.uk

7. Address

Our trading address is: 15 Riverside Studios, Newcastle Business Park, Amethyst Road, Newcastle Upon Tyne, NE4 7YL