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Have you ever rented a self-drive car for a day or a week? Well, Contract Hire is exactly the same, just for a longer period. Easy, isn't it? It's available for businesses or for private individuals. You may have seen me turning down investment on Dragon's Den! Read on to understand how it works. Occasionally, I can supply PCP, leasing and lease hire (but not often). If you're reading this because you are unsure if you should use LINGsCARS.com, have a look at my 900+ customer letters here.  With my deals, you get a brand new car with zero miles on the clock, delivered to your door. The new car is fully taxed and has the full manufacturer's warranty and AA cover. It has proper New Car Smell; you know this smell? MMMMM! You then run this new car for 12, 18, 24 or 36 months depending on the term, and run it within an agreed mileage limit (usually 10,000, 15,000 or 20,000 miles per year, but different mileages are possible). If you exceed the mileage limit, you pay for extra miles at (typically) 4p - 10p per extra mile. This is known as the excess mileage rate.You need to insure the car fully comp, as normal with any new car. The car can be used for any purpose, or driven by anyone you choose. In effect, it is your own brand new car for the length of the hire period. You can even take it abroad. I tried to drive car to China once. That was damn big mistake. I suggest you do not use contract hire car for this. At the manufacturer's service intervals, the car will need a service, which you are responsible for. Of course, as it's a brand-new car, tyres/brakes etc will probably last out the contract so you'll only have a basic oil and filter service to pay for. Local franchised dealer will sort out any warranty problems for free, but on most contracts (except VW group) any VAT registered garage can service car very cheap. Don't use manufacturer agents, they are damn expensive. You never have an MOT (except on occasional 3-year contracts), car is always too young. As a bonus to add to your lower motoring costs, you will get every subsequent year's road tax sent to you free of charge, saving you up to £385 per year, or £1,155 on a 3-year contract!  Business Contract Hire is an off balance sheet method of funding a car, involves very little cash with the small deposit and our small monthly payments, and fixes your costs over the period. You pay monthly by direct debit, so there's no risk and little outlay. If you are business, you should talk to accountant! VAT on rentals can be reclaimed 100% if car only used for business. 50% if business and private use. Don't miss out on VAT saving! All my business car deals are here. Personal Contract Hire is exactly the same as contract hire for businesses. This is the beauty of getting a car like this, as you benefit from FLEET BONUSES! However, VAT makes a difference. Businesses get the rentals shown ex-VAT (they can often reclaim half of it), whereas private purchasers have it included in the rentals. It's the way financial rules in the UK work, I'm afraid! It makes no difference to the price you pay. Personal contract hire is a fantastic way to lock down your motoring costs for a private motorist, with no real risk at the end of the contract. All my personal car deals are here   At the end of the contract, the car is collected from you and you have no further obligations. You do not buy the car, nor do you have a "balloon" payment. Simply give it back! Of course, the car should be fair and reasonable condition commensurate with its age and mileage. If it's not, you'll be charged for any damage. But to me that's common sense. I have car-return advice sheet PDF here. Please to read/print!  So, why is LINGsCARS.com able to offer better value than other suppliers? Because my company is run by me: Ling! Small doesn't mean worse! I have virtually no overheads, I have no glass palace or dealership overheads - and of course you always get personal service. I am fully computerised and incredibly efficient; I have to be. LINGsCARS.com supplies between 100-250 cars per month, to many, many customers. I sell over £2.5m of cars a month! In 2007, I supplied over £28 million of new cars of all makes. My customers include many, many credit-worthy personal customers. I supply dozens of small businesses who come back year after year. Read more about me here.Many large organisations such as CD Bramall, Perrys, Lombard, Lex, Pendragon, Network, BMW Finance, Citroen Finance, and Renault UK and many other suppliers queue up to make their cars available to me at LINGsCARS.com because they know they will benefit from a supply of ready and waiting quality customers, fast sales and efficient communications. I get my car deals from many sources, main dealers, finance companies, or I work them out myself using different finance companies. Main dealers I use include; Audi, Alfa Romeo, BMW, Cadillac, Chevrolet, Chrysler, Citroen, Dodge, Fiat, Ford, Honda, Hummer, Hyundai, Jaguar, Jeep, Kia, Land Rover, Lexus, Lotus, Mazda (boo), Mercedes-Benz, MG (new improved Chinese joke version!), Mini, Mitsubishi, Nissan, Peugeot, Proton, Renault, Saab, Seat, Skoda, Smart, Ssangyoung (North Korean??) Subaru, Suzuki, Toyota, Vauxhall, Volkswagen (or VW), and Volvo. Amazing, huh??? I hope this gives you a clear explanation to Contract Hire and Personal Contract Hire, and that it explains why LINGsCARS.com can supply brand-new cars and vans that are such stunning value. Do I type too much info? If you think too much, stop reading it! - Ling   1. Choose your car I recommend that you choose from the website's list of cheapest deals, as this contains my best value, most readily available models. Alternatively, I can find you a bespoke car or van, if you simply ask using my quote form.  I only select the cheapest deals, and I know I don't have the widest selection in the world (I don't want to waste your time with uncompetitive cars), but I usually list over 300 cars and vans. Business cars are here, personal cars are here. The difference between the two is just the VAT exclusion/inclusion. 2. Print and complete a proposal form (or fill one in online) You can get a printable or online version of my proposal form here on the website. Because the proposal form contains so much information which you may have to look up, it is fully protected on a secure server and security certificate. If it's a paper form, I need it signed. 3. Fax or send the proposal form to me  When you have made sure you have completed ALL the information on the proposal form, press the submit button (duh!) on the online form, or fax the paper one to 0870 486 1130 or 0191 460 6302 (or scan and email it). I may require from business customers a copy of your latest accounts or P&L and balance sheet for the benefit of the finance company (I will advise you of this, it depends on a number of factors such as credit scoring, number of years trading, etc). From private customers, maybe I need a recent gas/water/electric bill, or bank statement to prove address, to prevent identity fraud. You will always need a copy of your full UK Driving Licence, or passport. I also use several other security measures (would be silly to disclose them here. I have never had a case of data theft.4. Wait for an order form, then sign it - at this stage you will commit to the car When finance approval has been completed, I will fax/email you an order form for your car(s). A signed order form commits you to ordering the car(s). Check it, print it, sign it, indicate your colour choice, then fax or scan/email it back to me. I then confirm and order the car and confirm the lead time. 5. Sign finance documents and wait for delivery of your car Usually, I will post (for security reasons) documents to be signed before delivery of your car(s). These need to be completed and returned, swiftly, usually together with the initial payment. Occasionally, I will arrange delivery of your car(s) with finance documents to be signed at the same time, but this is not typical. More proofs may be required. All this is to protect your identity.  6. Enjoy your car!You need to insure your car, but anyone you choose can drive it. Treat it as you would treat your own personal car. You have full UK manufacturer's warranty and whatever breakdown cover the manufacturer applies. Usually, servicing is your own responsibility. With all the money you have saved, book yourself a nice expensive holiday, or buy a diamond ring! 7. Prepare for, then return your car at end of contract Simply, your car needs to be in a condition commensurate with it's age and mileage. This is common sense. A useful guide wot I wrote (heh) is available in PDF format to read/print here. Any questions? You can talk to me on the phone on 0191 460 9444 (email gets a very fast response - faster than phone message), or send me a fax or an email, or live text-chat to me by using the button below the page header. I'll be glad to answer any questions. |
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