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Hi! I am Ling Cheap Car Leasing - WAH! from Dragons' Den. I lease cheap new cars!
UPDATE... The latest car I've added is an Audi A6 2.0 TDI (174bhp) SE Saloon 4dr 1968cc Diesel at £425.51 inc VAT at 11:30 yesterday - Ling
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CHOOSE A CAR PROPOSAL FORM SAFE: SSL Extended Validation (EV)
The green URL bar means 100% validated and secure site - your data is SAFE!


Click on a form below...

PERSONAL
APPLICATION:
BUSINESS
APPLICATION:
Both online forms (preferred) and paper forms are available through the links above - Ling


STEPS TO A CAR: 1, 2, 3, 4, 5 - easy!


After proposal acceptance, you only commit when you sign the order. Not before! - Ling


QUESTIONS (...everyone has questions)
Commitment and Security questions...

Does this form commit me to a car?
No it doesn't... but I don't want to encourage you to fill form in without actually wanting a car. This finance proposal form does not commit you to taking a car. It is simply to see if finance company likes look of you. A search will be marked on your finance file. If you are just wanting to confirm the price of a car, a) my website prices are correct, b) please use the QUOTE form for a car not on my website.

Do you simply want a quote on an unlisted car (or one you can't find a price on)? Click for a car leasing QUOTE!

When do I order the car?
After you pass the finance check, I send you a car ORDER form. The car order form is form you sign to order the car. So; Finance Proposal form = no commitment. Order form = commitment. Please think carefully when you get the order form. Please don't order the car if you may want to cancel it. I put my neck on the line to commit to these cheap new cars.

So what happens to this information?
I check it, then send it to one of my many finance company contacts. They run you through their systems and come back to request more information or say "Accepted as proposed" or "Sorry, declined". All information is handled very securely. It is never given out to 3rd parties, so the only people who may see it are the finance companies, the supplying dealer and me.

The car ordering process...

What are the steps involved in getting a car?
In more detail than the boards I am holding above, this is generally how it all works:

- Find a website car deal, or get a bespoke quote
- Proposal
- Car price/availability confirmation
- Extra info required
- Acceptance (or decline)
- Order form signed (and final colour confrmation) ...this is when you commit to the car!
- Finance documents sent out and returned (usually including initial payment)
- Delivery arranged
- You arrange your own insurance
- Car delivered
- 2 or 3-years use of the car inc. free road tax (except some Daimler finance deals)
- You pay monthly by direct debit
- Car collected from you at end of contract
- You pay for additional miles over and above the contracted mileage
- EASY!

How long does it take to get my new car?
Well, this is a difficult question to answer exactly. I can give you an indicative time, but there are so many other factors.

The first consideration is how quickly the finance company processes this information (some are faster then others) and how much information is needed until you pass the finance. This is entirely dependent on the various finance companies and is unpredictable, they all have different criteria. Some things they will definitely want are: driving licence (both parts) and at least 2 recent home utility bills. They may ask for passport, bank statements, copy of credit card, other proofs. Some customers do find this frustrating.

Next, we need to know if the car you want is physical at a dealer or the manufacturer, or is even built. If there is a waiting list, there is little I can do to help. This is dependent on the car, the colour you choose, the trim and the factory.

Then there is the paperwork. This needs to fly back and forth by email ...then the documents are posted to you (and back). This relies on the post office; I recommend using Special Delivery.

Finally, the dealer has to prepare the car, do the PDI, and arrange delivery. This can take a day or two, to a week or two (at busy times and depending on your location). For instance, delivery to Birmingham is usually easier to arrange than Cornwall or Inverness.

Often, cars speed through this system. This list sounds worse than it is, much stuff is done behind the scenes, and/or is fun!

So, the real answer is: Fastest - (maybe half my list) = 3 weeks. Slowest (some factopry orders) = 6-months.

The rest is simply down to car availability. I draw on normal UK dealer stock, so generally the supply time is similar to that of a UK franchised dealer.

As soon as you send me the proposal, I will reply with a "car confirmation" email, confirming the price and the approx delivery time. Timings can change regularly, though... I agree it is a right pain that there is no simple answer.

Qualifying for finance approval...

Do I qualify for finance?
Well, all I can do is show you the typical profile of my customers, and let you decide for yourself. The search will be done by a finance company.

You are not borrowing money, but the finance companies want to make sure you are a good risk for them to rent a car to, for 2 or 3-years. This is low-cost PRIME finance; that is you must be a GOOD RISK, ABC123, quality customer.

- Some personal customers are self-employed business owners, choosing to run a car personally and charge the mileage to their business. They may have to provide a good amount of business information, if a sole-trader or partnership.

- Typical 100% private customers will probably be employed in a proper stable job, and have a stable address history. This is not to say that older people with proveable pensions, or young people will not be accepted. But this profile of stability and good payment history is typical.

- Most customers are home owners, although some tenants are accepted; it totally depends on circumstance. I am talking about good-standard professional dwellings, though, not DHSS sink-rents.

- Many of my customers have substantial salaries and professional careers. I often supply cars to solicitors, doctors, policemen, surveyors, civil servants, engineers, etc. Having said that, normal, everyday customers will not have any problem. The finance companies make little profit from my cars as I rip out all the fees and charges, so they do not want the risk of any default. It is a fair trade, I think.

- It is so hard to answer this question without actually trying for finance by filling in a form. I pull my hair out to treat you like an adult, not an idiot. You will definitely need: a current driving licence (full), be able to provide full proofs of ID, not have CCJ's/arrears.

- Unacceptable status includes; unemployed, CCJs, bad payment history and bankrupcy. This is NOT sub-prime finance, sorry. For that, you should look elsewhere. Suggest you don't bother trying Northern Rock!

Finance companies and suppliers...

Where do the cars and the finance come from?
The cars are all proper 100% UK cars, not spurious imports. They have full manufacturer warranty and will be delivered to your door by bona-fide UK franchised car dealers.

My contract hire cars are underwritten by finance companies. This is because the finance company takes the risk of the value of the car while you are renting it. I use many reputable companies such as Black Horse, Renault Finance, Ford Credit, Lex, Lombard, Hitachi, Capital Bank, Genus, Network, Automotive Leasing etc.

Some car deals are arranged through finance companies, some with supplying dealers, some via the wholesale finance market, others have direct manufacturer support. I constantly research all available deals to make sure you get best, cheapest finance company. Things change hourly!

Your next step is to complete a finance proposal form. The form is generic, but the information required is roughly the same for every finance company.


Click on a form below...

PERSONAL
APPLICATION:
BUSINESS
APPLICATION:
Both online forms (preferred) and paper forms are available through the links above - Ling


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Response Times
Quote > Proposal > Order > Delivery
 
93 CLIENTS IN 'PROPOSAL'
...LING REPLIES IN:
  HRS : MINUTES sec  
 
140 CLIENTS IN 'ORDER'
...LING REPLIES IN:
  HRS : MINUTES sec  
Lingscars.com Limited (GB)
Customers use my secure LINGO management system.
Response times above based on last 4 hour period between
9am - 6pm, Mon to Fri -Ling
WOW! UK's best service times!
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MINI BLOG
 
Posted: 08/07/10
Comments ( 4 )
MY SISTER'S (CHINESE) SKODA! Although I only lease cars in the UK, my sister Shan asked me to help her buy a brand-new car in China!
She looked at quite a... READ MORE
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Posted: 02/08/10
Comments ( 0 )
CHEAPER THAN PENDRAGON I've just delivered a new car to a senior manager (for his personal use) in PENDRAGON PLC, the UK's largest dealer group. The grou... READ MORE
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Posted: 04/03/10
Comments ( 3 )
NO FM CAR RADIO IN 2015 Listening to the radio in our cars is something we all take for granted. Every car these days comes with a good quality radio, and... READ MORE
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Posted: 15/12/10
Comments ( 1 )
WHY HYDROGEN NO GOOD 4 CARS I have a BSc in Applied Chemistry and an MSc in Environmental Management, so have some qualification to comment on this issue. Sor... READ MORE
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Posted: 18/07/10
Comments ( 0 )
THE 3 DEGREES - MY IT CROWD Just to say that Mark, Jamie and Jonny have graduated. Fantastic!
All have got FIRSTS in Computer something or other from Sun... READ MORE
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Posted: 02/07/10
Comments ( 0 )
HIDING VAT Can you believe prices you see on the web? I've gotta say, how annoyed it makes me that so many websites break the law, also known... READ MORE
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Hello, hello! This is me!
Don't run, little customers! I'm friendly...
I am the Viz UK business ambassador!
Post me Ferrero-Rochers! Yum Yum!
Unlike most other internet car leasing sites, I publish all my contact information openly!
...so, you know who I am - Ling

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Latest BBC NEWS from LING in CHINGLISH!

Wah! LATEST:  Israel's main trade union federation launches national strike intended to shut down government offices, lah, banks, lah, airports, lah, ports and rail services. Eating rice!! - news replorted 10:09



Wah! LATEST:  Canada ordered its intelligence agency to using inflomination that may having been extracted through torture if public safety is at risk, lah, it emerges. Eating rice!! - news replorted 10:00



Wah! Aircraft maker Airbus has been ordered to check wings of all A380 superjumbo planes currently in service. What the hell I mean??!! - news replorted 10:00



Wah! Harry Redknapp arrives at court with jury set to enter its second day of deliberations at male gender human bleing's trial. You understanning yet? Paying more attention! - news replorted 09:43



Wah! old bill bobbys and coastguards try to trace owners of LINGsCARS (tm) vehicling driving car machine found abandoned in waters off coast of Dumfries and Galloway. You give me happy happy luck luck. - news replorted 09:43



Wah! Talks to end old bill bobbys strike in Brazilian state of Bahia break down, lah, as troops blockade state assembly occupied by striking officers. Eating rice!! - news replorted 09:41



Wah! A Liberal Democrat AM accuses Welsh-go-go-gochly sheep friendly human bliengs government of negligence over handling of race relations body at centre of claim (always claiming, huh?) of wrongdoing. No spitting in damn website!!! - news replorted 09:37



Wah! Heard one about emir and Qatari stand-up comedian? - news replorted 09:23



Wah! Greek PM Lucas Papademos is set to meet coalition parties in attempt to seal austerity deal to secure new EU/IMF bailout. Pass chopsticks!! - news replorted 09:15



Wah! German's trade surplus rises to 158bn euros in 2011 on record exports of 1.06tn euros, lah, official figures show. I am Chinese not Catholic, I cannot do the miracles! - news replorted 08:50



Wah! Coroners rule Don Cornelius's death was suicide, lah, nearly week after Soul Train creator was found with gun shot to male gender human bleing's head. I read you little red book! - news replorted 08:43



Wah! Royal capitalist pig money holding capitalist entity of ethnic minority Scottish-fried-Mars-bar-land chief executive, lah, Stephen Hester, lah, says bloody man briefly considered resigning during uproar over male gender human bleing's bonus. Eating rice!! - news replorted 08:39



Wah! Three paintings from Elizabeth Taylor's personal art collection sold for almost RMB Yuan #14 million at auction in London. Sweet sour chicken feet time! - news replorted 08:31



Wah! Syrian opposition groups say more than 40 human bliengs having been killed as bombardment of city of Homs continues. Eating rice!! - news replorted 08:29



Wah! Vauxhall is to unveil brace of stunning new models and groundbreaking concept LINGsCARS (tm) vehicling driving car machine at this year’s Geneva Show, lah, which opens to press on monthly number-three 6. - news replorted 08:00



Wah! Scientists in Great Satan having successfully made human brain cells in lab that exact replica of genetically caused Parkinson's disease. What the hell I mean??!! - news replorted 07:57



Wah! Pakistani PM Yousuf Raza Gilani files appeal against appearing before Supreme Court on contempt charges on 13 February. You give me happy happy luck luck. - news replorted 07:54



Wah! A new squad of 1,000 officers dedicated to tackling gang-related crime (shoud shoot them) in London (capital of Great England) is being launched by Metropolitan Police. What the hell I mean??!! - news replorted 07:46



Wah! A old bill bobbys woman's lost mobile phone containing hundreds of photographs and operational details falls into hands of dissident republicans. Eating rice!! - news replorted 07:27



Wah! Employers added permanent jobs for first clock time result in four months in January, lah, says Recruitment and Employment Confederation. Sweet sour chicken feet time! - news replorted 07:24



Wah! A 70-earth-years old happy birthday to you, man was struck dead by stolen LINGsCARS (tm) vehicling driving car machine minutes after officers stopped chasing it, lah, old bill bobbys say. You give me happy happy luck luck. - news replorted 07:18



Wah! An assembly member is to lead Senedd debate later in bid to introduce compulsory microchipping for dogs in Wales. Eating rice!! - news replorted 07:04



Wah! Papers ponder health bill as it returns to Lords - news replorted 06:58



Wah! A council leader faces vote of no confidence after allegedly disparaging written-down messages on dead tree about staff and hospital protesters were posted on YouTube. What the hell I mean??!! - news replorted 06:57



Wah! A rock fall that released methane gas may having triggered deadly Pike River mine blast in New Zealand, lah, experts report. Pass chopsticks!! - news replorted 06:03



Wah! An SDLP delegation is to meet the bloody annoying Blitish dodgy minister for welfare reform in London (capital of Great England) later to discuss concerns about benefit changes for Northern Ireland. I read you little red book! - news replorted 05:57



Wah! A Great Satan court has ruled that ban on same-sex marriages in California is unconstitutional. You understanning yet? Paying more attention! - news replorted 05:49



Wah! Are eating challenges becoming more popular in Province of Engrish running-dogs? - news replorted 05:42



Wah! Syria's opposition dismisses assurances that President Assad is committed to ending violence sweeping country. You give me happy happy luck luck. - news replorted 05:27



Wah! A bloody annoying Blitish ticket-holder has won more than RMB Yuan #45m in Euromillions lottery, lah, operator Camelot reveals. Eating rice!! - news replorted 04:00



Wah! Time-lapse footage reveals how mushroom corals inflate and deflate to free themselves from smothering sand. I read you little red book! - news replorted 03:38



Wah! A study of hormones in whale faeces shows that right whales stressed by propeller noise from shipping. No spitting in damn website!!! - news replorted 03:28



Wah! A missile attack by unmanned Great Satan drone aircraft in north-west Pakistan kills eight people, lah, Pakistani security officials say. You give me happy happy luck luck. - news replorted 03:25



Wah! Crucial assembly elections begin in India's most populous state of Uttar Pradesh. - news replorted 03:12



Wah! The Department for Work and Pensions admits to large backlog of new sickness benefit claims, lah, as tens of thousands await decision beyond 13-week assessment period. I read you little red book! - news replorted 02:55



Wah! The government is set for difficult clock time result when House of Lords debates concessions to its plans to overhaul NHs. Eating rice!! - news replorted 02:46



Wah! South African old bill bobbys having charged man with fraud after bloody man claimed to be famous Zulu musician who had come back from dead. I read you little red book! - news replorted 02:36



Wah! MPs say spending cuts raise concerns over UK's ability to launch another mission on same scale as operation in Libya. Ai-yaa!!! - news replorted 02:23



Wah! Finance Secretary John Swinney looks set to offer last minute changes to male gender human bleing's budget in effort to secure opposition support. Pass chopsticks!! - news replorted 02:02



Wah! British actor Mackenzie Crook, I confusing myself again!! Taking too much bloody MSG, OK, OK, lah, best known for playing Gareth in Office, lah, is shortlisted for this year's Waterstones Children's Book Prize. What the hell I mean??!! - news replorted 01:51



Wah! Jamaica throws about 2,000 illegal firearms into furnace as part of programme to reduce gun trafficking and violent crime (shoud shoot them) on island. I read you little red book! - news replorted 01:46



Wah! Harry Potter star is spooked in new film Woman in Black - news replorted 01:38



Wah! Harry Potter star is spooked in Woman in Black - news replorted 01:37



Wah! The rise and fall of lap dancing club - news replorted 01:23



Wah! Profits for Walt Disney having risen I give you tellibly lovely custlingmer damn thanks of billion Chinesey human bliengs to rising popularity of its theme parks and earnings from its television channels. Eating rice!! - news replorted 01:08



Wah! Older human bliengs needing social care let down by fragmented services - and Health and Social Care Bill will not simplify system - says group of MPs. Eating rice!! - news replorted 01:06



Wah! Mitt Romney battles rising Rick Santorum as voters in Great Satan three states pick Republican presidential nominee. What the hell I mean??!! - news replorted 00:59



Wah! The primate who solves memory test faster than blink - news replorted 00:46



Wah! How drones and satellites catching farming cheats - news replorted 00:43



Wah! Thousands of staff at O2 in Slough working remotely on Wednesday in experiment to see if any Olympic Games disruption would affect businesses. Eating rice!! - news replorted 00:33



Wah! Katie Price has told Newsnight's Jeremy Paxman bloody woman thinks breast implants should having age limit of 21, lah, following health scare over implants manufactured by French firm PIp. Do you carefully listening? - news replorted 00:09



Wah! Two more men arrested by old bill bobbys investigating murder of man in Lurgan at weekend. I read you little red book! - news replorted 00:08
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